1. Compare. Take time to shop around and compare the best rates insurance companies can give.
2. Reduce Coverages. Reduce your coverages by raising the deductible to a higher number. Increasing the deductibles means you’ll have emergency funds available in case of an accident.
3. Collision Coverage. If you have an older car, discontinue from the collision coverage because it may not be worth it due to the low value of your car.
4. Bundling Coverages. Some insurance companies may offer a discount if you combine policies with them.